FICO® Score Open Access in Canada

The FICO® Score Open Access program enables financial institutions of all sizes – from Canada’s largest banks to credit unions to start-ups – to provide increased transparency and more financial education to consumers. In the U.S. and Canada, hundreds of lenders are participating in the FICO® Score Open Access program to provide FICO® Scores to consumers for free. Ninety percent (90%) of top Canadian lenders and credit unions use FICO® Scores.

• Lenders provide consumers with regularly updated FICO® Scores and factors affecting the score via online banking websites, mobile applications and paper statements. 
• Consumers have access to the same credit score used by lenders for credit decisions and insight into the factors that affect them.
• Financial institutions drive loyalty, trust and customer satisfaction while addressing industry calls for greater credit score transparency and financial literacy with FICO® Score Open Access.