Consumer Credit Scores
FICO® Scoring solutions form the basis of sound and fair lending across the financial services landscape.
Overview
Enabling Decisions that Limit Risk
The introduction of broad-based credit scores by FICO more than 30 years ago has transformed economic growth in the US and globally — making access to credit more efficient and objective while protecting the financial stability of lenders by enabling decisions that limit risk. Credit cards, auto loans, mortgages, unsecured lending, and asset-backed securitizations are all served by the predictive power of FICO credit risk scoring solutions.
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