Credit Line Management
Profitable and personalized credit limit strategies.
Overview
Drive credit portfolio growth.
With so much uncertainty in the current economic climate, managing credit lines is an important way to mitigate portfolio risk while maintaining profitability. It is also a key customer loyalty tool with the potential to improve customer satisfaction by rewarding customers for card usage and performance.
Agile decisions
Agile decisions, delivered consistently across your business. Automate the right credit line actions with a customer-level view of performance in every account while ensuring consistency with other interactions across the organization, such as collections treatment or marketing offers. Collect up-to-date information and adjust credit line decisions based on fluctuating risk and card utilization.
Enabling Technologies
Platform
Cloud
AI, Machine Learning and Advanced Analytics
Optimization
How it works
See how you can make your business goals a reality and overcome your toughest challenges with a solution trusted by leading organizations worldwide.
Step 1
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Optimal Performance
60%
9%
20%
Line management, redefined.
Use credit line strategies to improve customer loyalty and reduce portfolio risk.