FICO® Responsible AI

Overview

Trustworthy AI and Machine Learning

FICO was founded on the promise of using data to remove human prejudice and discrimination in lending decisions. FICO invented a fair, transparent approach to credit scoring that was based on math instead of subjective human judgement or bias. Our company has been operationalizing explainable AI for more than 20 years in the areas of credit risk and fraud detection and has patented new algorithms for explainable AI, ethical AI, and model governance standards. Many of these innovations are now in FICO® Analytics Workbench™.

Market-First Innovations in Responsible AI

Our offering spans unique methodologies and processes for bias detection; building, executing, and monitoring models; model governance powered by immutable blockchain; an explainable AI toolkit; pre-built models in our solutions; simulation; and robustness testing. We refer to the combination of these capabilities as FICO Responsible AI and it enables lasting value creation.

We are thrilled to have a system that has the predictive power of advanced machine learning techniques combined with the flexibility, explainability, and implementation ease of a scorecard.

Head of Credit Scoring

at a Top 5 US Bank

Responsible AI to Develop and Operationalize Predictive Analytics

FICO Responsible AI permeates all that we do, and it is baked into our platform and offerings. This enables our customers to develop and operationalize predictive analytics in a trustworthy and transparent way across the customer lifecycle.